/PRNewswire/ — Bybitthe world’s second-largest cryptocurrency exchange by trading volume, today announced its 2026 transformation into “The New Financial Platform,” a global financial ecosystem designed to expand access to modern banking, investment and payments infrastructure for the world’s underserved populations. The vision, revealed by co-founder and CEO Ben Zhou during the session opening biennial, positions Bybit beyond its origins as a cryptocurrency exchange and transforms it into a unified financial platform that connects cryptocurrencies, traditional markets and real-world financial services.
Bybit Unveils 2026 Vision as “The New Financial Platform,” Expanding Beyond Exchange Into Global Financial Infrastructure
At the heart of the strategy is a long-term mission: to give greater autonomy and control to the 1.4 billion people around the world who do not have access to banking services, reducing barriers to participation in modern finance.
Millions of people remain excluded from reliable access to banking services due to geographic limitations, infrastructure limitations or restrictive financial systems. The Bybit platform architecture leverages blockchain technology to offer always-on, borderless financial services that integrate with regulated fiat infrastructure.
“Finance should not be limited by geography,” he explains Ben Zhou, co-founder and CEO of Bybit. “We are building a financial infrastructure that connects cryptocurrencies with real-world economic activity. Our mission is to remove boundaries from modern finance that are inconvenient for people and create a system designed to be always accessible, efficient and global.”
MyBank: retail banking without borders
One of the pillars of this initiative is MyBank, Bybit’s new level of retail banking, scheduled to launch in February 2026. MyBank offers dedicated accounts that simplify the on- and off-ramping of high-value fiat money, while enabling cross-border daily financial transactions in compliance with the regulatory compliance framework.
The service is designed to solve real problems that users in emerging markets face: slow transfers, limited access, high fees and limited products. By integrating cryptocurrency liquidity with banking systems, MyBank enables faster, more cost-effective capital deployment for individuals and businesses with banking-level experience.
ByCustody: Institutional-grade asset protection
Financial inclusion requires trust. Bybit’s institutional custody framework, ByCustody, supports over $5 billion in assets managed by over 30 professional asset managers on the platform. The custody architecture supports the secure segregation of client assets, allowing institutions and private clients to trade with traditional financial collateral and access digital markets.
Over 2,000 institutions now use Bybit infrastructure, up 100% year-on-year, demonstrating the growing demand for hybrid financial platforms that bridge traditional and digital asset ecosystems.
A unified financial infrastructure
Bybit now serves over 82 million users in 181 countries and regions, with support for:
- Connectivity to nearly 2,000 local banks and over 58 fiat gateways
- Over 200,000 P2P merchants worldwide
- Over 2.7 million Bybit cards issued worldwide
- Support for local fiat payments in over 10 countries via Bybit Pay
- $7.1 billion in assets under management (AUM) Bybit Earn, generating $110 million in user returns in 2025
- As of January 29, 2026, Bybit led spot trading of XAUT (Tether Gold) globally with a 16% market share.
Evolving from the world’s first TradFi product from a cryptocurrency exchange in 2022, Bybit TradFi now integrates more than 200 TradFi instruments, with plans to launch 500 trading pairs in the first quarter, including CFDs on stocks, forex, commodities and indices, alongside cryptocurrency markets – creating a unique environment in which users can manage a diversified financial asset.
Compliance-driven global expansion
The evolution of the Bybit platform is carried out in line with evolving global regulatory frameworks and in collaboration with authorized banking and custodial partners. Institutional onboarding standards, custody architecture and transaction monitoring systems are being strengthened to meet the expectations of regulators and traditional financial participants.
Bybit maintains active partnerships with over 10 global banks and custodians, enabling unified collateral systems where fiat currencies, traditional assets and cryptocurrencies can coexist securely.
AI as financial infrastructure
AI is implemented as a foundational infrastructure across Bybit’s operations, not as an add-on feature, but as a system-wide driver of efficiency.
Adoption of AI has already improved engineering productivity by 30%. In 2026 Bybit will launch:
- AI4SE, aiming to achieve a 50% increase in efficiency across the entire software lifecycle
- An enterprise-wide network of AI agents that supports risk control, compliance monitoring, customer service and analytics
- Updated TradeGPT, a custom AI assistant that makes it easier to access financial markets
This AI framework is designed to reduce operational costs, improve risk management, and extend financial services to underserved populations.
“This transformation affects traditional finance,” adds Zhou. “We are moving beyond niche cryptocurrency services to create a new financial platform where cryptocurrencies become a fundamental part of real-world financial activity, enabling users of traditional and cryptocurrency markets to unlock more efficient use of capital.”
#Bybit / #CryptoArk
About Bybit
Bybit is the second largest cryptocurrency exchange in the world by trading volume, serving a global community of over 80 million users. Founded in 2018, it is redefining the concept of openness in the decentralized world by creating a simpler, more open and equal ecosystem for all. With a strong focus on Web3, Bybit strategically partners with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, variety of markets, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, enabling developers, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance on Bybit.com.
For more information on Bybit visitBybit press office
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